Federal Employee Loans

Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

Mississippi Installment Loans
for Federal Employees

You don’t know it’s going to happen, then suddenly it does, and you find yourself in need of some cash—fast.

For more than 6 years, Coast 2 Coast Lenders has offered medium-term loans for non-military employees of the federal government and the United States Postal Service. We provide installment loans for federal employees in Mississippi that can be paid back through allotments (payroll deductions). The loan can be paid off early with no prepayment charges, or you can let the loan go full term. Because it’s your loan, you decide how you’ll manage it.

And our loans for federal employees program in Mississippi is simple. We’ve streamlined our services to make the whole process almost too easy. From the application to the approval, then to your payment, once you’ve completed and submitted all loan documents, the money is dropped directly into your bank account, often the next day. If you can complete the paperwork right away, you could get your loan the same day!

The money does not necessarily need to be for an emergency. You might want to update your kitchen, or you might want to spend a relaxing weekend at a resort. When you find yourself needing a bit more cash to get something done, contact us at Coast 2 Coast Lenders. We’re fast, our process is easy―we’re the best way to get some extra cash.

If you’re a federal employee in Delaware, Illinois, Missouri, New Mexico, South Carolina, Tennessee, Texas, Utah, Wisconsin, or Mississippi take a look and see if we service loans for federal employees at the agency where you work. Get your loan application underway and get your cash tomorrow!

Mississippi Installment

An installment loan is a medium-term loan, usually with a higher principal amount than short-terms loans. It is repaid gradually in installments over 22 payroll deductions (allotments) for a period of roughly 11 months. This loan may be repaid early at any time with no prepayment charges.

Coast 2 Coast Lenders is licensed in Mississippi by the Department of Banking and Consumer Finance & Consumer Credit Availability Pamphlet

Department of Banking and Consumer Finance

901 Woolfolk Building, Suite A
Mississippi 39225
TEL 601.359.1031
FAX 601.359.3557
Coast 2 Coast Lenders, LLC Complaint Informationn

Loan related:
Pamela Gutierrez, VP of Operations
800-818-1908, ext 501
All other complaints :

Kevin Gordon, CEO
800-818-1908, ext 505

Mississippi Rates & Terms

* Actual loan terms may vary based on applicant’s qualifications
** APR’s may vary based on calendar days between loan funding and first payment as well as the State of residence of the borrower.


Percentage Rate

Loan Term- 22
Payroll Deductions

Late Payment Fee- 10% of
the unpaid installment

What It Costs?


The chart below represents an illustrative example of the cost of a $600 loan. Please see your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan. If you have any other questions or would like more information, please ask. Make certain the questions are answered. Make sure you understand the terms and cost of your loan.

If you repaid biweekly through payroll allotments, you would make 21 payments of $43.81 and one payment of $43.70

With an actual installment loan, your repayment might look different that the example above. For instance, you may be able to borrow more money, or have a longer or shorter repayment period. 

  • APR
  • Finance

  • Amount

  • Total

Potential Fees

Fee – $0

Return Payment
Fee – $25.00

Payroll Deduction Fee
(Allotment Processing)
$3.00 per payment

Late Payment Fee- 10%
of the unpaid installment

Terms Explained

Amount Financed

This is the loan amount. In our example, Joe Borrower is approved for a $600 loan. The $600.00 is the amount financed

Loan Term

Your loan term is the amount of time over which you are scheduled to repay your loan. You may also repay early with no penalty. In the example, Joe’s loan is for 22 payroll deductions (allotments) over a period of roughly 11 months.

Finance charge

The finance charge is the dollar amount your loan will cost you, in addition to the amount financed. In the example, Joe’s amount financed will be $363.71 in interest as his finance charge.

Total of payment

This is the sum of the amount financed and the finance charge. It is the total amount you must repay. In this example, Joe’s amount financed, and finance charge equals a total of payments of $963.71


APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.


APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.