Federal Employee Loans

Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

Missouri Installment Loans
for Federal Employees

If you work for a non-military federal government agency, Coast 2 Coast Lenders is there to ensure you do have the cash when you need it. For over 6 years, we’ve provided medium-term loans for employees of federal government agencies and the United States Postal Service. We offer installment loans for federal employees in Missouri and several other states that you can pay back through allotments (payroll deductions). You can pay off the loan early with no prepayment penalty, or you can let the loan go to its full term. You get to decide how to manage the money.

The best part is our simplicity. Our loan program for federal employees in Missouri is streamlined to make our loan process quick and easy. You complete all necessary loan application documents on our website, we approve your loan application, and the money is deposited directly into your bank account, many times as soon as the next day. If your application is completed quickly, it’s possible to get your loan the same day!

We all have times when we could use just a bit more cash, perhaps to extend a garage or take Grandma to her favorite place for the weekend. For whatever reason, when you need more cash to keep your life on track, get in touch with us at Coast 2 Coast Lenders. Our loan process is fast and easy.

For all federal employees in Delaware, Illinois, Mississippi, Missouri, New Mexico, South Carolina, Tennessee, Texas, Utah, or Wisconsin, see if your agency allows you to qualify for our program. If it does, start your application today!

Missouri Installment

An installment loan is a medium-term loan, usually with a higher principal amount than short-terms loans. It is repaid gradually in installments over 22 payroll deductions (allotments) for a period of roughly 11 months. This loan may be repaid early at any time with no prepayment charges.

Coast 2 Coast Lenders is licensed in Missouri by the Office of the State Bank Commissioner

Missouri Division of Finance

Harry S Truman State Office Building, Room 630
P.O. Box 716 Jefferson City, Missouri 65102
TEL: 573.751.3242
FAX: 573.751.9192
Coast 2 Coast Lenders, LLC Complaint Information

Loan related:
Pamela Gutierrez, VP of Operations
800-818-1908, ext 501
pgutierrez@coast2coastlenders.com http://www.banking.delaware.gov
All other complaints

Kevin Gordon, CEO
800-818-1908, ext 505

Missouri Rates & Terms

* Actual loan terms may vary based on applicants qualifications
** APR’s may vary based on calendar days between loan funding and first payment as well as the State of residence of the borrower.


Percentage Rate

Loan Term- 22
Payroll Deductions

Late Payment Fee- 5% of
the unpaid installment

What it Costs


The chart below represents an illustrative example of the cost of a $600 loan. Please see your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan. If you have any other questions or would like more information, please ask. Make certain the questions are answered. Make sure you understand the terms and cost of your loan.

If you repaid biweekly through payroll allotments, you would make 21 payments of $43.81 and one payment of $43.70

With an actual installment loan, your repayment might look different that the example above. For instance, you may be able to borrow more money, or have a longer or shorter repayment period.

  • APR
  • Finance

  • Amount

  • Total

Potential Fees

Fee – $0

Return Payment
Fee – $25.00

Payroll Deduction Fee
(Allotment Processing)
$3.00 per payment

Late Payment Fee- 5%
of the unpaid installment
payment up to $50

Terms Explained

Amount Financed

This is the loan amount. In our example, Joe Borrower is approved for a $600 loan. The $600.00 is the amount financed

Loan Term

Your loan term is the amount of time over which you are scheduled to repay your loan. You may also repay early with no penalty. In the example, Joe’s loan is for 22 payroll deductions (allotments) over a period of roughly 11 months.

Finance charge

The finance charge is the dollar amount your loan will cost you, in addition to the amount financed. In the example, Joe’s amount financed will be $363.71 in interest as his finance charge.

Total of payment

This is the sum of the amount financed and the finance charge. It is the total amount you must repay. In this example, Joe’s amount financed, and finance charge equals a total of payments of $963.71


APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.


APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.