Federal Employee Loans

South Carolina
Installment Loan

  • Installment Loans from $600 to $3,000
  • Same Day Funding Available
  • Rapid Processing & Approvals
  • Limited Requirements
  • No Prepayment Charges
  • Funds Deposited Directly into Your Checking Account

South Carolina Installment Loans
for Federal Employees

Where can you get cash when the unexpected empties your bank account, and you still need more?

Coast 2 Coast Lenders is dedicated to helping non-military federal workers when they need cash. For more than 6 years, we have provided installment loans for federal employees in South Carolina for those who are employed by a federal agency. We offer medium-term installment loans, which you pay back through allotments (payroll deductions). You can decide to let your loan run its full term (roughly 11 months), or you can pay off the loan at any time, without being charged for an early payoff. The choice is yours, because it’s your loan.

Because we only service loans for federal employees in South Carolina, Delaware, Mississippi, Missouri, New Mexico, Texas, Utah, Tennessee, and Wisconsin, our services are streamlined to simplify the entire loan process. Using DocuSign, you need only to fill in and submit all necessary documents, and then wait for the money to be deposited directly into your checking account, most often the next day, unless you supply all information quickly enough to receive your loan that afternoon!

When financial pressure begins to buckle the walls of your life, let us be the solution that helps you get everything back on an even keel. Of course it doesn’t need to be anything drastic. Maybe you need a short getaway from a stressful week at work. Whatever you need, if you work for a federal agency in Delaware, Illinois, Mississippi, Missouri, New Mexico, South Carolina, Tennessee, Texas, Utah, or Wisconsin, start your loan application today to get your cash as early as tomorrow!

South Carolina Installment

An installment loan is a medium-term loan, usually with a higher principal amount than short-terms loans. It is repaid gradually in installments over 22 payroll deductions (allotments) for a period of roughly 11 months. This loan may be repaid early at any time with no prepayment charges.

Coast 2 Coast Lenders is licensed in State of South Carolina State Board of Financial Institutions

South Carolina Board of Financial Institutions

3rd Floor, Suite 306,
Edgar Brown Building, 1205 Pendleton St
Columbia, SC 29201
TEL 803.734.2020
FAX 803.734.2025
Coast 2 Coast Lenders, LLC Complaint Information

Loan related:
Pamela Gutierrez, VP of Operations
800-818-1908, ext 501
All other complaints:

Kevin Gordon, CEO
800-818-1908, ext 505

South Carolina Rates & Terms

* Actual loan terms may vary based on applicant’s qualifications
** APR’s may vary based on calendar days between loan funding and first payment as well as the State of residence of the borrower.  


Percentage Rate

Loan Term- 22
Payroll Deductions

Late Fee- If you are 10 days late in making a payment, you will be charged 5% of the unpaid
amount (not to exceed $18).

What It Costs?


The chart below represents an illustrative example of the cost of a $600 loan. Please see your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan. If you have any other questions or would like more information, please ask. Make certain the questions are answered. Make sure you understand the terms and cost of your loan.

If you repaid biweekly through payroll allotments, you would make 21 payments of $43.81 and one payment of $43.70

With an actual installment loan, your repayment might look different that the example above. For instance, you may be able to borrow more money, or have a longer or shorter repayment period

  • APR
  • Finance

  • Amount

  • Total

Potential Fees

Fee – $0

Return Payment
Fee – $25.00

Payroll Deduction Fee
(Allotment Processing)
$3.00 per payment

Late Payment Fee- 5%
of the unpaid installment
payment up to $50

Terms Explained

Amount Financed

This is the loan amount.  In our example, Joe Borrower is approved for a $600 loan. The $600 is the amount financed

Loan Term

Your loan term is the amount of time over which you are scheduled to repay your loan. You may also repay early with no penalty. In the example, Joe’s loan is for 22 payroll deductions (allotments) over a period of roughly 11 months.

Finance charge

The finance charge is the dollar amount your loan will cost you, in addition to the amount financed. In the example, Joe’s amount financed will be $363.71 in interest as his finance charge.

Total of payment

This is the sum of the amount financed and the finance charge. It is the total amount you must repay. In this example, Joe’s amount financed, and finance charge equals a total of payments of $963.71


APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.


APR (annual percentage rate) is a measure of the cost of credit, expressed as a yearly rate.